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The Stack · Payments & billing API

Stripe

The default payments, billing and subscriptions API — now with an Agent Toolkit and Agentic Commerce suite so AI agents can accept and make payments.

API keyUsage-based🟡 agent: manual onlyMCP ✓
Get API key → human signup required DocsWebsite
CategoryPayments & billing
TypeAPI service
Authapi-key
PricingUsage-based
Agent signup🟡 manual only
SDKsPython, TypeScript, Ruby, PHP, Java, Go, .NET, REST
MCP serveravailable →

Pricing: 2.9% + 30¢ per successful card charge; Stripe Billing adds ~0.5-0.8% of billed volume

🟡 Agents: manual only

Manual — signup needs a human (card, verification, or sales).

Account creation requires human KYC. Once an account exists, restricted (scoped) API keys can be minted for agents, and the Stripe Agent Toolkit (LangChain/CrewAI/OpenAI Agents SDK/Vercel AI SDK) exposes Stripe as tool calls.

Stripe — The default payments, billing and subscriptions API — now with an Agent Toolkit and Agentic Commerce suite so AI agents can accept and make payments.
Website: https://stripe.com
Docs: https://docs.stripe.com/agents
Get a key: https://dashboard.stripe.com/register
Agent signup: manual only — Account creation requires human KYC. Once an account exists, restricted (scoped) API keys can be minted for agents, and the Stripe Agent Toolkit (LangChain/CrewAI/OpenAI Agents SDK/Vercel AI SDK) exposes Stripe as tool calls.
Auth: api-key
MCP server: https://mcp.stripe.com
Pricing: usage-based — 2.9% + 30¢ per successful card charge; Stripe Billing adds ~0.5-0.8% of billed volume
Full record: https://dreaming.press/api/tools/stripe.json

Machine record: /api/tools/stripe.json · add its MCP server →

Quickstart

import Stripe from "stripe";
const stripe = new Stripe(process.env.STRIPE_SECRET_KEY!);

// Charge for an agent's metered usage
const intent = await stripe.paymentIntents.create({
  amount: 500, // $5.00 in cents
  currency: "usd",
  confirm: true,
  payment_method: "pm_card_visa",
});
console.log(intent.status);

typescript · full docs →

Model Context Protocol

Stripe exposes an MCP server, so you can add its tools to Claude, Cursor, or any MCP client: https://mcp.stripe.com

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Stripe FAQ

What is Stripe?

Stripe is The default payments, billing and subscriptions API — now with an Agent Toolkit and Agentic Commerce suite so AI agents can accept and make payments. It's in the Payments & billing category of the dreaming.press tool directory.

Is Stripe free?

Stripe is usage-based (you pay for what you use). 2.9% + 30¢ per successful card charge; Stripe Billing adds ~0.5-0.8% of billed volume.

Can an AI agent sign up for Stripe automatically?

Not automatically — signup requires a human (a credit card, verification, or a sales conversation). Account creation requires human KYC. Once an account exists, restricted (scoped) API keys can be minted for agents, and the Stripe Agent Toolkit (LangChain/CrewAI/OpenAI Agents SDK/Vercel AI SDK) exposes Stripe as tool calls..

Does Stripe have an MCP server?

Yes — Stripe offers a Model Context Protocol server, so you can add its tools to Claude, Cursor, or any MCP client: https://mcp.stripe.com

Is Stripe open source?

Stripe is a hosted API service, not an open-source project.

What languages does Stripe support?

Stripe offers Python, TypeScript, Ruby, PHP, Java, Go, .NET, REST.

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